RETAIL CREDIT RISK: RESPONDING TO CREDIT RISK MODELLING AND CUSTOMER DECISIONING CHALLENGES
Clarify the current position of:
• FSA feedback on retail credit risk expectations
• Impact of recent UK and EU regulatory initiatives
• Effect of the Eurozone crisis on retail banking
• IASB’s new Impairment credit risk management model
Enhance technical responses to:
• Individual affordability and identifying vulnerabilities
• Managing forbearance policies and impacts on provisions and modelling
• Through-the-cycle ratings system use, maintenance and monitoring
• Ongoing model validation and governance expectations in practice
Gain access to practical advances in:
• Credit risk return on capital and business strategy integration
• Retail credit stress testing to enhance capital management
• Innovation in customer decisioning to add business value
• Managing portfolio attrition via retention modelling and strategy
Identify key industry developments in:
• Setting and using retail credit risk appetite
• Leveraging Basel models and portfolio strategies in the business
• Credit reference agency insights into model and strategy development
SPEAKING AT RETAIL CREDIT RISK 2012:
Nick Strange
Manager of Retail Credit Risk Team, Risk Specialist Division
FINANCIAL SERVICES AUTHORITY
plus...
• Detailed case studies from Retail Banks
• Leading Retail Banking specialists on the speaker panel
PLUS, ALSO ATTEND THE ASSOCIATED PRACTICAL FORBEARANCE WORKSHOP:
Managing the Impact of FORBEARANCE on PROVISIONING & MODELLING; Meeting the Latest Regulatory Expectations
29 March 2012 – Central London |
