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Thursday, 29th July, 2010
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Terms and Conditions of Use and Privacy Policy
These Terms and Conditions of Use and Privacy Policy (the "Terms and Conditions") were last updated on 25th May 2007.
 
Welcome to allaboutrisk.com. As used in these Terms and Conditions, the term "Web site" refers to the Web site located at www.allaboutrisk.com as well as online services that include, but are not limited to, our E-mail newsletters, our archives, and any online discussion forums. All About Risk does not control, and is not responsible for, any third-party site to which the Web site links.
You agree that your use of the Web site is subject to the following Terms and Conditions. These Terms and Conditions may be modified at any time and from time to time; the date of the most recent changes or revisions will appear on this page. Continued access to the Web site by you will constitute your acceptance of any changes or revisions to the Agreement. If you do not agree with the Terms and Conditions, please do not use this Web site.
 
The materials contained on the Web site are provided by All About Risk as a service to you for your noncommercial, personal use on an "as is, as available" basis and may be used by you for information purposes only. You acknowledge that you are using the Web site at your own risk. All About Risk assumes no responsibility for error or omissions in these materials. All About Risk makes no commitment to update the information contained herein. All About Risk makes no, and expressly disclaims any and all, representations or warranties, express or implied, regarding the All About Risk Web site, including without limitation the accuracy, completeness, or reliability of text, graphics, links, products and services, and other items accessed from or via the Web site, or that the Web site will be uninterrupted, error-free, or free of viruses or other harmful components. No advice or information given by All About Risk or any other party on the Web site shall create any warranty or liability.
All About Risk does not warrant or make any representations regarding the use or the results of the use of the materials at the Web site in terms of their correctness, accuracy, timeliness, reliability, or otherwise. Under no circumstances shall All About Risk or any of its subsidiaries, affiliates, or their respective partners, officers, directors, employees, or agents be held liable for any damages, whether direct, incidental, indirect, special, or consequential, and including, without limitation, lost revenues or lost profits, arising from or in connection with your use, reliance on, or performance of the information on the Web site.
All About Risk periodically schedules system downtime for maintenance and other purposes. Unplanned outages also may occur. All About Risk shall have no liability for the resulting unavailability of the Web site or for any loss of data or transactions caused by planned or unplanned system outages, or any outages of webhost providers or the Internet infrastructure and network external to the Web site.
 
Copyright
All materials published on the Web site are protected by copyright laws, and may not be reproduced, republished, distributed, transmitted, resold, displayed, broadcast, or otherwise exploited in any manner without the express written permission of either All About Risk or, in the case of content licensed by All About Risk from third parties, the entity that is credited as the copyright holder of such licensed content. You may download freely accessible material from this Web site for your personal and noncommercial use only, without altering or removing any trademark, copyright, or other notice from such material.

User Generated Content
All About Risk provides users an opportunity to post content to the Web site. All About Risk does not necessarily endorse, support, sanction, encourage, or agree with content posted by users. You shall not post or transmit any unlawful threatening, abusive, libelous, defamatory, obscene, vulgar, pornographic, profane, or indecent information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate and local, state, national, or international law, or infringe upon another's copyright or trademark. You understand that all information, data, text, software, music, sound, photographs, video, messages, or other materials posted or transmitted on All About Risk, whether publicly posted or privately transmitted, is the sole responsibility of the person from whom such content originated. This means that you, and not All About Risk, are entirely and solely responsible for all content that you upload, post, or otherwise transmit via the Web site. All About Risk has the right, but not the obligation, to delete, move, or edit any content that violates this agreement or is otherwise objectionable as determined by All About Risk in its sole discretion and without notice.
If you upload, post, or otherwise transmit content to the Web site, you acknowledge that any such submissions may be edited, removed, modified, published, transmitted, and displayed by All About Risk in any medium now existing or hereinafter invented, and for any purpose, including commercial uses. You waive any moral rights you may have in having the material edited, removed, modified, published, transmitted, or displayed in a manner not agreeable to you.
You agree to indemnify All About Risk and its parents, subsidiaries, and affiliates, and each of their respective partners, officers, directors, employees, and agents, against, and to hold each of them harmless from, any and all claims and liabilities (including attorney's fees) that may arise from your submissions, from your unauthorized use of material obtained from the Web site, from your breach of these Terms and Conditions, and from any such acts arising through your use of the Web site.
 
Privacy Policy
This privacy policy applies to the Web site only and does not cover information collected on any third-party sites to which this Web site links. This privacy policy is part of
 
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